Title Insurance Protects Property Rights

As part of the real estate transaction process, you may wonder if getting title insurance is a smart decision. The answer from experts across the country is that title insurance protects property rights and is a must-have for who own their homes.

At Fairwater Title Company, we provide you with the advantages of title insurance to provide peace of mind. We understand the value of title insurance and gear our services towards making it an affordable choice as part of owning your property. Call today and find out more about our title insurance services.

What Title Insurance Provides to You

Given that your home is probably going to be the biggest investment you make in your lifetime. This means that your investment needs to be protected with title insurance.

Under the terms of the policy, your risks are covered up to the amount of the title insurance that is purchased. This includes any defect found in the title that concerns the following.

No Right of Access: Either to or from the land
Fraud or Forgery Associated with the Title
Lien of Real Estate Assessments or Taxes that are Unpaid
All Other Unpaid Liens or Mortgages
Limitations of Use on the Property: Including Right of Way or Easements
Title that is Unmarkable & More
You may be surprised by the number of issues that might arise in obtaining your rightful title to your home. There may be issues that even the best of investigations will remain undiscovered until after the sale. If that occurs, then the title insurance will protect you in cases which are spelled out in the policy itself.

Financial Protection

First and foremost, all matters that are protected under the policy means that you do not have to pay attorney expenses and fee if the issue comes up in the courts. All matters covered under the title insurance means you are paying a monthly premium to protect you against experiencing far greater fees that defending your title might ensue.

When you consider the expenses that may be incurred when you must defend your property, having title insurance takes away the financial considerations for your defense. With proper title insurance, you can focus on the merits of your case and not whether you can afford to defend it.

Peace of Mind

As with most forms of insurance, title insurance protects you from the unexpected. This provides you with peace of mind knowing that the purchase of your property will not cost you financially if something unexpected should arise which is covered by the insurance itself.

As title insurance protects property rights, having is as part of owning a home is essential. At Fairwater Title Company, we can help you make the best-informed decision about title insurance and why it is an essential part of your home ownership. Call today and let our friendly, courteous staff explain our services, answer your questions, and provide you with all the information necessary to make the decision about how our title insurance services can help you.